Explore Purchase Loans
Purchase Options.
Whether you’re a first-time homebuyer or a veteran of the process, when you’re ready to buy your next home we’ll help you find the right mortgage program to fit your needs.
Fixed-Rate Mortgage
Offering Home Loan Stability
A fixed-rate mortgage is for home buyers who value predictability, as the interest rate and monthly payment will never change. Both 15 and 30 year options available.
Jumbo Loan
For higher priced homes
A Jumbo Loan is required when the loan amount exceeds the standard conventional loan limit in your area. This is generally used for higher valued homes.
USDA Loan
Designed for Rural properties
USDA loans are only eligible in rural areas outlined by the USDA – but many suburban areas qualify. These loans require no down payment and often lower rates.
Adjustable-Rate Mortgage
Giving flexibility to borrowers
Borrowers start with a lower interest rate that after a set initial period of time, changes at regular intervals. ARMs are great for borrowers who plan to move withing a few years.
FHA Loan
More affordable options
FHA Loans offer lower down payment and more flexible income and credit requirements. They are backed by the government and are designed to make home ownership affordable.
New Construction
Build your dream home
New construction loans help finance home builds from the ground up. It’s a two-step process that helps start the build, then a refinance after construction is complete.
Conventional Loans
Best for the financially stable
Conventional loans are not backed or guaranteed by the government, and offer more loan options to choose from. Typically have lower rates since the borrower has strong credit.
VA Loan
Giving numerous benefits to veterans
A VA loan is designed to help qualified military members, veterans and their families buy a home with a mortgage that fits their needs. No down payment and no PMI required.
Down Payment Assistance
Save money upfront
These programs are designs for home buyers who may be ready to buy a new home, but don’t have much money to use for a down-payment. There are options that offer 3% down or less.
Explore your options with our easy-to-use Mortgage Calculator.
How much house can I afford? Use our Mortgage Calculator to learn about Closing Costs, Property Taxes and Homeowner Insurance. Let us help get you started.
Mike Dunlap
Mortgage Loan Originator, NMLS #1305423
(321) 624-3746
Mike@cmpfl.com
615 Crescent Executive Ct. Suite 224 Lake Mary, FL 32746
NMLS #210950
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Certified Mortgage Planners is an Equal Housing Opportunity Lender. The rates, loan programs, fees, options and guidelines in any loan scenario shown: (i) are for illustrative purposes only; (ii) are subject to change without notice; (iii) are subject to restrictions; (iv) will not apply to all borrowers or situations; and (v) do not represent a commitment to lend. Contact a Mortgage Loan Originator for details. Certified Mortgage Planners operates only in states where it is authorized to conduct business. Corporate Office: 615 Crescent Executive Ct, Ste 224, Lake Mary, FL 32746. NMLS #210950. To view state licenses go to NMLS Consumer Access or click here.
