Explore Refinance Loans
Refinance Options.
Choose from short or long terms, fixed or adjustable rates, cash-out1 or jumbo loans, and more. No matter what you’re looking for, we have a refinancing option that will work for you.
Fixed-Rate Mortgage
Predictable monthly payments
A fixed-rate mortgage refinance offers homeowners predicatblity, with a consistent interest rate and monthly payment. Options are available in both 15 & 30 year terms.
Jumbo Loan
For high-cost areas
If a home’s value has increased and now exceeds standard conforming loan limits, or is in an area with high home cost, a jumbo refinance can be viable solution.
USDA Loan
Rural Refinance
While USDA refinances are only available in rural areas outlined by the USDA, you may be surprised to learn that many suburban areas are able to qualify.
Adjustable-Rate Mortgage
More payment flexibility
Refinancing to an adjustable rate mortgage may help you get a lower rate during the introductory period, but after that your rate (and your payments) could fluctuate with the market.
FHA Loan
Relaxed qualification requirements
FHA refinance loans can help lower your payment with flexible income and credit requirements. Backed by the government, helps to make refinancing more affordable.
Cash-Out Refinance
Turn your equity into cash
If your home is worth more than you owe on your mortgage, you’ve built up equity. A cash-out allows you to turn that equity into cash to use however you want.
Conventional Loans
Offers lower rates
A conventional loan refinance may sui homeowners who have improved their credit scores or income since securing their initial mortgage.
VA Loan
Benefits for Veterans
A VA refinance helps qualified military members, veterans and their families secure a mortgage that fits their needs. No down payment and no PMI required.
Explore your options with our easy-to-use Mortgage Calculator.
How much house can I afford? Use our Mortgage Calculator to learn about Closing Costs, Property Taxes and Homeowner Insurance. Let us help get you started.
Mike Dunlap
Mortgage Loan Originator, NMLS #1305423
(321) 624-3746
Mike@cmpfl.com
615 Crescent Executive Ct. Suite 224 Lake Mary, FL 32746
NMLS #210950
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Certified Mortgage Planners is an Equal Housing Opportunity Lender. The rates, loan programs, fees, options and guidelines in any loan scenario shown: (i) are for illustrative purposes only; (ii) are subject to change without notice; (iii) are subject to restrictions; (iv) will not apply to all borrowers or situations; and (v) do not represent a commitment to lend. Contact a Mortgage Loan Originator for details. Certified Mortgage Planners operates only in states where it is authorized to conduct business. Corporate Office: 615 Crescent Executive Ct, Ste 224, Lake Mary, FL 32746. NMLS #210950. To view state licenses go to NMLS Consumer Access or click here.
